Are You Ready For 2008? - December 2007
Dear,
Welcome to this bumper, 2007 festive edition of the APD Newsletter, what a treat I have in
store for you today!
Firstly, I’d like to say a huge thank you for all the positive comment I’ve received on
Total Control. I am truly humbled that it has already helped so many people start to
realise their potential. Yes, it really is that quick and easy to implement and I am
getting stories every day from people who have achieved a real “quantum shift” in
their thinking. Phrases such as…
“It feels like I’ve taken the blinkers off.”
“How could I have been so blind not to have seen all this before?”
“I can’t believe what an incredible difference this has made to my business. For the
first time, I really know where I am heading and I know what the end result will be.”
This is making a difference to people’s ability to earn serious money and I am
absolutely delighted. It’s the reason I do this!
So, if you haven’t had a look….
How To Control Time And Money!
So…here it is, Merry Christmas. Actually, I think I said that last year, but there is no
denying ‘tis the season to be jolly.
However, having watched the news this week, you wouldn’t think so, would you?
There’s the normal “bad” stuff, like teachers being put in prison for erroneously
naming teddy bears and politicians being taken to task over financial irregularities
(tsh, tsh). But…that’s not what I’m talking about here.
I’ve been listening very intently to the financial news this last couple of weeks. What
alerted me was one of my old City clients who I keep in touch with. We were just
having a chat and he told me that he thought “this sub prime crisis has a much longer
tail than anyone is letting on”. In other words, we haven’t heard the last of the bad
news on the financial front.
Another thing that really grabbed my attention last week was filling up the car. The
money counter was going round faster than the petrol delivered counter. I almost
dropped the hose! I’m old enough to remember a pound a gallon, and now we have a
pound per litre. That means a gallon now costs £4.55 (it’s 4.54609 litres to the gallon,
in case you wanted to know).
Two issues here. Firstly, if the sub prime crisis is going to rumble on and there are
more big losses to come, there will very definitely be an extended credit crunch that
will very definitely affect the UK. No doubt about it.
I think we might be seeing an early result of this in the delayed Virgin take over of
Northern Rock. I did hear that one of the main backers of the Virgin bid has pulled
out. That may well leave Northern Rock high and dry, and if that happens, it will be a
big blow to the economy.
If the economy and financial markets do start to “slide”, I don’t think the Bank of
England will reduce interest rates. That will cause house prices to tumble and that
nasty spectre of negative equity will arise again. There will be all sorts of other
negative effects on the economy.
For a start, people will not be able to raise funds against the (lack of) equity in their
houses. This is what has fuelled the spending frenzy over the last five or six years as
house prices have soared.
Many people are coming to the end of their “deals” on mortgages. They will not be
able to get such good rates. Any customer less than “prime” will just be unable to get
access to funds.
Plus it will keep money out of peoples’ pocket’s as they have to juggle with continued
higher mortgage payments.
But what makes this all so awkward for the Bank of England is inflation. The problem
is clearly demonstrated by that nasty petrol price shock that I got. The retail price of
petrol has risen quite a bit in the last six months, after all it’s nearly $100 per barrel on
the open market now.
Have you also noticed your weekly food bill recently? I have! It’s gone through the
roof.
With mortgage rates higher, inflation going up, all of a sudden, we don’t feel quite so
rich. And…in real terms, we are not.
However, because inflation is rising and the economists reckon it will break the magic
2% figure next month, the Bank of England will not cut interest rates because it is
bound by its agreement with the Government to keep inflation below 2%. Having said
that, Tesco has just today questioned the Government’s inflation figures, saying its
internal figure is just 0.8%. Tesco are putting pressure on for an immediate cut.
Interest rates are the way the Bank contains inflation and sadly Tesco’s figures are not
what the Bank go by!
So, mortgages remain expensive, food and petrol prices remain high, house prices
start to fall and with more bad news every day, the feel good factor is quickly
evaporating.
The monetary committee sit tomorrow. It will be very interesting to see if they bear
up to the pressure for a cut. Even if they do cut, it is still my view that it’s not looking
good for 2008 at the moment. Bah humbug!
Poor Gordon, he’s only just come to power and he’s already staring down the barrel.
And, to add insult to injury, some naught party members have been doing very
naughty, not allowed financial things behind his back…allegedly (that’s allegedly
behind his back). Well, that has certainly cheered us all up! Happy Christmas Gordon!
Seriously though, you could be forgiven for thinking that I am being the harbinger
doom (and gloom) instead of festive cheer and goodwill. Indeed, it was only a couple
of months ago I was talking about not listening to the doom and gloom merchants.
Indeed, I very definitely stand by the comments I made. I am merely telling you what
I think will happen in 2008 on the financial front.
Those comments were related to how you react to bad news in your own life and
business.
And, therein lies the crux of the issue. You see, as far as I can tell, bad times are a
coming. Now, I do suggest you go back and read the August newsletter again. Having
done that, I have one thing to say to you.
With what looks to be looming it is more important than ever that you have your
destiny in your own hands. That means your own business, up, running and making
money for you. Not for anyone else, but for you and your family.
If you’ve read my stuff previously you know I’m a great believer in that if one door
shuts, another opens. The word on the City “street” this week is that the smart money
is going abroad. Four or five years ago China was the place if you wanted big returns.
But, now China is in the second phase of its economic development. It’s become
much more expensive to open a business in China. So, the smart money is moving.
As we move towards economic slow down in the West, the smart money is going to
go to the next rising star of Asia. I suppose you’d like to know where that is wouldn’t
you?
OK, if you’ve got money to invest and KNOW what you are doing, and only if those
two things are in place. Invest in Vietnam. All the major corporations are throwing
money at it, there is a massive internal investment program and it now has all the cost
advantages that Russia, India and China had before it. It is ripe for massive and
explosive growth. You heard it here first.
Keeping in touch with some of my old City chums does have its benefits!
However, for us mere mortals, there are certain things you can and should do to make
sure you are safe and protected, and indeed making big money in 2008.
With this in mind there are a number of things I would like to tell you by way of my
Christmas present to you. Ahhh!
Firstly, once we get past about the 10th of December, industry in this country grinds to
a halt. I love a party, but I think we take it a bit too far in this country now!
However, that does mean that you’re likely to have about 25 days that you can use
“more for yourself”. I know if you’re in a day job it’s not possible to use 100% of the
time for yourself, but take what you can and use it for your own ends.
To prepare, learn, whatever it is you need to get your business really firing in 2008.
Look after number 1, ‘cos sure as eggs is eggs, the boss won’t look out for you!
If you’re already running your own business take advantage of the slow down to plan
in detail what you are going to be doing first thing in the new-year. Make sure you
have everything ready for a big launch on January 2nd
If you’re in a day job and you want to protect yourself by running your own show, use
the time to learn and prepare. You’ll have time off over Christmas, use it wisely. I’m
not suggesting sitting at the PC all through Christmas Day, but there is a lot of time
wasted over the festive period.
The idea? To hit the ground hard and running on Tuesday 2nd January. To a man (and
woman) everyone is totally pissed off at having to go back to work. So, it is prime
time for business opportunities and the make money market. It is prime time for
anything to do with changing job. It is prime time for booking holidays. It is prime
time for anything that makes people feel better.
It is also true that if the economy does slow down, the market for making money
products increases (almost in direct proportion).
So, be prepared for this and make sure you are positioned correctly for January the
2nd!
My second present to you is a new totally revamped APD website. Boy, am I proud of
this!
The main APD site is a now a dedicated centre of excellence for those who want to
make money online.
Please go and have a good look around…
(Editor note March 2009…it’s just been totally revamped again!)
Every single product that I use in my business is not only listed but reviewed –
honestly. You’ll get the inside track on all of the best on line marketing products as
well as the usual free stuff.
The free business start up course is still there as are all the back issues of the
newsletter in a new easily downloadable format.
There is loads of content that you can use to help you get started building your own
website (please do give me the courtesy of a link back to the APD home page if you
use my stuff though – thanks).
If you have any questions email me. I’ll do my best to answer you as quickly as I can.
I desperately want 2008 to be YOUR year. When many around are wilting under the
pressure I want to see you rising to the top.
I have to say, I have just learnt so much in 2007 and have really pushed my business
on. The tools and products reviewed on the site are the way in which I did it. You can
do it too! Why? Well, I’m nothing special. Three years in a bank, eight in an oil
company (that’s how I knew the litre to gallon conversion figure – sad isn’t it?) and
more years than I care to remember in recruitment.
The message? I am nothing special. I have a girlfriend, two ex wives and three kids.
If I can do it…you CAN too.
What’s stopping you? Hey, another tough question, but seriously…think about it. You
wouldn’t be here if you didn’t want something better, something different, something
more. What’s the “burn for you? Is it the money, the lifestyle, the freedom or the
ability to do what you want, when you want…in style.
For me, it’s the time I gain, to spend with family and friends. That’s why I do it.
That’s what it’s all about my friend. The life you want to lead.
So, please (I’m not past pleading), take the bull by the proverbial horns and get out
there and make it happen.
So, my final word for 2007. My very first newsletter talked about paralysis of
analysis, information overload. I understand that, believe me, it held me back for
many years.
What I have done is strip everything down to its bare bones for you. I’ve not only
recommended every single product I use, I’ve also told you how I use them all as
well.
So…I have undertaken all of the analysis and presented you with a clear path to
online success.
As a loyal subscriber, I’m offering to answer your questions on email to help you
along the way. I’ve already done this for quite a few of you reading now. If I’ve
helped you, please let me know so that I can tell others.
That is my Christmas present to you. I hope you will accept it with open arms and use
it. Not just today (and cast it aside like a pair of Christmas socks or pack of unopened
handkerchiefs), but on an ongoing basis. As an added tool in your bid for success.
So, that’s it, there is no more for 2007. Of course I’ll be back in January with the
usual missive and I promise not to bang on about new years resolutions and goal
setting. Well at least not in the January issue anyway :>)
I hope you’ve enjoyed reading the APD newsletter over the course of the year, and
that it really has helped you along. As it is Christmas, to finish up, I thought I’d really
lighten things up, have a bit of a laugh.
My first attempt at an online business was back in 1999. With a good friend, I started
an online horse racing tipster service, called Burlington Bertie. Sadly it faded into
obscurity as my partner (who provided all of the tips) went off into the murky world
on texas hold’em poker.
However, I was looking through and clearing out some of the old “Bertie” files
yesterday and came across this little lot.
To give you a bit of background, each month, we used to send out a newsletter called
“Off The Rails” (quite natty, eh?). And…not really being a serious business (or so we
thought at the time), we used to indulge in a bit of fun each month with a “Fun”
section in the newsletter.
Colemanballs were always a great favourite of our subscribers back then. So, from the
archive files of Burlington Bertie, here are a few of my favourite “Colemanballs” to
provide a bit of light relief this festive season.
These two horses have met five times this season, and I think they’ve beaten each
other on each occasion – Jimmy Lindly
This really is a lovely horse…I once rode her mother - Ted Walsh
This racecourse is a level as a billiard ball – John Francombe
Jockey Tony McCoy was in his usual position of holding a large lead coming up to
the post, prompting Winning Posts Steve Machin to commentate as follows…
Tony has quick look between his legs and he likes what he sees.
And, as they’re Colemanballs, we have to have a couple from the late great David
Coleman himself…
Moses Kiptanui – the 19 year old Kenyan who turned 20 a few weeks ago.
And…his all time classic when introducing Match of the Day in the days when it
followed Fanny and Johnny Craddock
And for those of you who watched the last programme, I hope all your doughnuts turn
out like Fanny’s.
To close, probably my favourite. From cricketing legend Sir Viv Richards.
The West Indies were playing a county match prior to the test series and an
(unnamed) county bowler had Viv playing and missing a few times. The mistake the
unfortunate bowler made was to sledge the great Sir Vivian. Foolishly he piped up,
“Hey Viv, it’s red and it’s round”.
A steaming Richards slammed the next ball into another postcode and told the bowler
“you know what it looks like -go fetch it”
Quality!
On that note I will bid you a happy and peaceful Christmas and a hugely prosperous
new year.
My very best wishes to you and your family.
As always…to *YOUR* success
Cheers now, and have fun (after all, it’s Christmas)
Derek
Internet Marketing from APD
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